Privacy Policy
Last updated: May 19, 2025
This Privacy Policy describes how FinanceCalculatorHub ("we," "us," or "our"), operated at financecalculatorhub.org, collects, uses, and shares information when you visit our website. By using the site you agree to the practices described below.
1. Information We Collect
Information You Enter Into Calculators
All calculations on FinanceCalculatorHub run entirely in your browser. The numbers you enter into our calculators (income, loan amounts, savings figures, etc.) are never transmitted to our servers. We do not collect, store, or have access to any financial data you input.
Automatically Collected Information
When you visit the site, standard web server logs and third-party analytics tools may automatically collect certain information, including:
- Your IP address (typically truncated or anonymized)
- Browser type and version
- Operating system
- Referring URL
- Pages viewed and time spent on each page
- Date and time of your visit
This information is used in aggregate to understand how visitors use the site and to improve our calculators and content. It is not used to identify individual users.
2. Cookies
Cookies are small text files placed on your device by websites you visit. FinanceCalculatorHub and our third-party partners use cookies for the following purposes:
- Analytics cookies: Help us understand aggregate traffic patterns and page performance.
- Advertising cookies: Used by Google AdSense and its partners to serve relevant advertisements (see Section 4).
- Preference cookies: May store non-personal preferences (such as display settings) to improve your experience on return visits.
You can control or disable cookies through your browser settings. Note that disabling cookies may affect the functionality of certain features and the relevance of ads shown to you. For instructions on managing cookies, consult your browser's help documentation.
3. Google Analytics
We use Google Analytics to collect anonymized data about how visitors interact with our site. Google Analytics uses cookies to track session information such as pages visited, time on site, and traffic sources. This data is aggregated and does not personally identify you.
Google's use of data collected via Google Analytics is governed by the Google Privacy Policy. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.
4. Third-Party Advertising (Google AdSense)
FinanceCalculatorHub displays advertisements served by Google AdSense, a service provided by Google LLC. Google AdSense uses cookies and web beacons to serve ads based on your prior visits to this site and other sites on the internet.
Key points about AdSense advertising:
- Google may use the DoubleClick cookie to serve interest-based ads to you across the web.
- Third-party vendors, including Google, use cookies to serve ads based on your prior visits to our website or other websites.
- You may opt out of personalized advertising by visiting Google Ads Settings or aboutads.info.
- California residents may opt out via the Digital Advertising Alliance opt-out tool.
Google's use of advertising cookies is governed by the Google Advertising Policies.
5. Third-Party Links
Our site may contain links to third-party websites for reference purposes. We have no control over the content or privacy practices of those sites and are not responsible for their privacy policies. We encourage you to review the privacy policy of any third-party site you visit.
6. Children's Privacy
FinanceCalculatorHub is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will take steps to delete it.
7. Data Retention
Because we do not collect personal financial data entered into our calculators, there is no such data for us to retain. Aggregated, anonymized analytics data collected through Google Analytics is retained according to Google's own data retention policies, which you can configure in your Google account settings.
8. Your Rights
Depending on your jurisdiction, you may have certain rights regarding your personal data, including:
- Right of access: Request a copy of any personal data we hold about you.
- Right to rectification: Request correction of inaccurate personal data.
- Right to erasure: Request deletion of your personal data where we are legally permitted to do so.
- Right to object: Object to the processing of your personal data for certain purposes, including direct marketing.
- Right to data portability: Request a copy of your data in a machine-readable format.
- Right to opt out of personalized advertising: As described in Section 4 above.
To exercise any of these rights, please contact us using the information in Section 10.
9. California Privacy Rights (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected about you, the right to request deletion, and the right to opt out of the sale of your personal information. FinanceCalculatorHub does not sell personal information. To submit a CCPA request, contact us at the email address below.
10. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:
- Website: financecalculatorhub.org
- Email: financecalculatorhuborg@gmail.com
We will respond to privacy inquiries within 30 days.
11. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the site after any changes constitutes acceptance of the updated policy.